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1 Preparing for Retirement

As you get closer to retiring, you may start to wonder when the best time is to call it quits. There are ways to figure out the best age for you, personally, to retire and here are some basic guidelines to help you make this decision.

Full Retirement Age

First off, you should understand some of the terminology that goes along with retirement. Your full retirement age (FRA) is the age at which you can receive your full retirement benefit. Your FRA is usually between the ages o...

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2 LawSmart's Guide to Prenuptial Agreements

Marriage is forever. Or so is the intent when two people promise to love and support each other until death do they part. However, sometimes life does not work out as planned and, for whatever reason, a married couple seeks a divorce.

 

The divorce rate in America is often approximated at 40-50%. That rate is significantly higher if the spouses are on their second or third marriage. Knowing that the chances of divorce are statistically significant, many couples decide...

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3 An Overview of Your Legal Options

Having major surgery is scary for many people. There is a fear of pain and fear of an unknown outcome. Many patients feel that their fate is out of their control. However, there is a lot that patients can do to stay in control of their own lives and plan for their own legal futures.

Specifically, patients can direct doctors on how to act even if they are unable to speak by creating durable powers of attorney, health care proxies, advanced health care directives and do not resuscitate (DNR) orders....

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4 The Legal Considerations of Having Kids

Having kids changes everything. Whether you are expecting your first infant or adopting an older child, the addition to your family likely means a substantial change in your day to day activities as well as your legal affairs.

It is important that you take the necessary steps to ensure the stability of your family and of your children's future. For some families that may mean taking legal steps to establish paternity or making sure that an adoption meets all of the legal requirements so that it is ...

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5 What to Do After the Wedding

Many couples look forward to a romantic honeymoon or at least some quiet relaxing time after the excitement and intensity of their wedding day. While this respite is undoubtedly welcomed, newlyweds should not lose sight of the business details that need to occur shortly after the wedding day.

 

Changing a Name

 

If one, or both, spouses are going to change their last name then it is important to be thorough and notify everyone who needs to know ...

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6 Getting Married - The Legal Requirements

There is so much to think about when you are planning a wedding. Finding the right dress, the perfect location and planning the menu probably spring to mind immediately. However, there are also some important legal issues that engaged couples should be aware of and must address while planning their wedding.

 

Getting a Marriage License

 

In order to get married, a couple must meet the state requirements for obtaining a marriage license in t...

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7 LawSmart's Guide to Understanding Debt

Life is often stressful and overwhelming for a debt holder. Worry, anxiety and fear often color every part of a debt holder's life and the debtor has trouble thinking about anything other than the money that he or she owes to creditors. For these reasons, it is important to confront the debt and create a legal plan to deal with the financial future.

Potential debtors who are still at the stage of deciding whether or not to go into debt should understand the different kinds of loans available and t...

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8 Legal Steps When Dealing with a Major Illness

A major illness can change the course of your life. Your short and long term goals may need to be altered because of cancer, a heart attack or even the birth of a baby. However, your goals can still be your own and you can still manage the direction of your life by planning for your future. For many patients, the immediate needs are health insurance and time off from work. Longer term needs may include public assistance, creating advanced health care directives, creating a Last Will and Testament, creati...

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9 How to Buy a Home: An Overview

Buying a house is typically cited as one of life's most stressful events and with good reason. Whether it is your first home or the place to which you are going to retire, there is a lot to think about. First, a potential buyer must think about the condition of the house by carefully reviewing the seller's disclosures and the home inspection report. Next, a potential buyer must consider the financial obligations of owning a home including applying for and being able to pay a mortgage, property taxes and p...

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10 How to Start a Marketing Plan

Product Description

Every new business requires a large portion of its initial attention to be put towards the marketing of its product. A business is obsolete if the public is unaware of what is being offered. The first step to a complete marketing plan is being able to describe the business' purpose on every level, from every angle. Is what you are offering a product or service? What is this product or service intended for? How is it unique? You should be able to answer each of the...

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