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1 Preparing for Retirement

As you get closer to retiring, you may start to wonder when the best time is to call it quits. There are ways to figure out the best age for you, personally, to retire and here are some basic guidelines to help you make this decision.

Full Retirement Age

First off, you should understand some of the terminology that goes along with retirement. Your full retirement age (FRA) is the age at which you can receive your full retirement benefit. Your FRA is usually between the ages o...

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2 Dealing With Clouded Title Issues

There are multiple reasons for real estate title to be considered "Clouded." Other, and more technical terminology for clouded title is that the title is encumbered.  What this means is that there is a lien, liability or charge on the land.  A lien is a claim to property or some amount of money by a creditor because of a debt belonging to the owner of the property.  Most often we hear about clouded title issues when there is a mortgage on the property.

Clouded title issues may involve ...

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3 Home inspection Issues and Checklist

A home inspection typically takes place before escrow closes on the purchase of a new home or building. The need for home inspections has been emphasized heavily over recent years. A home inspection is important because the purchaser of a home is not generally aware of the quality and techniques of construction. Home inspections can vary a great degree from state to state and even from city to city. Furthermore, they can vary depending on the association, if any, the inspector belongs to.


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4 How to take Title - with more than one person

There are several common ways to take title to real estate when two or more parties are involved. The most common, with regards to unrelated parties who are not married or domestic partners is as Tenants in Common. The two other common ways to take title are as joint tenants with rights of survivorship or, for married couples depending on the state, they might take property by community property or tenancy by the entirety.


A particular type of deed is not necessary to take title in a...

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5 What to Do After a Car Accident

Many people experience a lot of stress immediately after a car accident. While the situation may be overwhelming, the steps that you take immediately after an accident and in the weeks and months that follow can have a profound impact on your health and on your finances. Therefore, it is important to take the following steps if you have been involved in a car accident:

  • Contact emergency services so that police, ambulance and fire personnel can be deployed to the accident scene, as app...

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6 How to Deal with Employee Evaluations

Creating a functional and comfortable work environment is essential to the success of an organization, and this environment is rooted in open communication. One way to encourage fluid communication in the workplace is through the administration of employee evaluations. Understanding the importance of both positive and negative feedback will help you to conduct and/or receive a constructive evaluation.

The Importance of Feedback (both positive and negative)


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7 How to Start a Marketing Plan

Product Description

Every new business requires a large portion of its initial attention to be put towards the marketing of its product. A business is obsolete if the public is unaware of what is being offered. The first step to a complete marketing plan is being able to describe the business' purpose on every level, from every angle. Is what you are offering a product or service? What is this product or service intended for? How is it unique? You should be able to answer each of the...

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8 How to Start and Run a Green Business

Is your product or service eco-friendly?

Today's society has become increasingly aware of the human impact on the environment and, as a business owner operating within this society, there is really no way to avoid your environmental responsibility. Consumers who are concerned about their own carbon footprint are taking the "greenness" of a company into consideration when making their purchase decisions. As a result of this, companies must adjust their business practices in order to s...

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9 How to Build your Team

Getting a business up and running can be very overwhelming and you may start to feel like there just aren't enough hours in the day to accomplish everything that needs to get done. When your workload becomes too much for a single person to handle, it is time to start thinking about bringing in some help. It can be difficult for some people to trust others and put their growing business into someone else's hands for fear that they will not care for and nurture the new company with respect and integrity. To he...

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10 How to Buy a Home: An Overview

Buying a house is typically cited as one of life's most stressful events and with good reason. Whether it is your first home or the place to which you are going to retire, there is a lot to think about. First, a potential buyer must think about the condition of the house by carefully reviewing the seller's disclosures and the home inspection report. Next, a potential buyer must consider the financial obligations of owning a home including applying for and being able to pay a mortgage, property taxes and p...

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