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What to Do After a Car Accident

Posted by Anonymous

Many people experience a lot of stress immediately after a car accident. While the situation may be overwhelming, the steps that you take immediately after an accident and in the weeks and months that follow can have a profound impact on your health and on your finances. Therefore, it is important to take the following steps if you have been involved in a car accident:

  • Contact emergency services so that police, ambulance and fire personnel can be deployed to the accident scene, as appropriate.

  • Seek immediate medical attention for any serious injuries.

  • Make sure that the police conduct a full investigation.

  • Do not apologize for the accident or admit guilt for the accident to anyone, including the police.

  • Write down the contact information or the other driver including: name, address, telephone number, insurance company and license plate number.

  • Write down the names, addresses and telephone numbers of any witnesses.

  • Take pictures of the accident scene with a camera or with your cell phone.

  • If you are unable to drive your car away from the scene of the accident make sure that you know who is towing it and where it is going before it leaves the accident scene.

  • If you are able, make sure to remove all of your valuables and personal belongings from the car before it is towed.

  • Contact your insurance company. Many state laws prohibit your insurance company from raising rates if the accident was not your fault and your insurance company will likely find out about the accident when the other driver reports it so you might as well inform them yourself.

  • Get follow up medical care if symptoms arise after you have left the accident scene. Symptoms of whiplash and other injuries can take several hours or even several days to appear.

  • Make sure that any work that you have done on your car is done by a reputable dealer or mechanic.

  • Carefully review any settlement offer suggested by your insurance company.

  • Seek the advice of an attorney before agreeing to a questionable settlement or to discuss your legal options.

 

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